How to pay the Good Finance Credit faster?

Through the social fund for housing of Good Finance, many workers whose income and living conditions are not sufficient to become creditors of a private bank mortgage loan, can acquire a house . But they do so at a much higher interest than in banks (above 12%).

And some of these credits are still tied to a benchmark that increases with the minimum wage contribution (VSM). So, in your cases paying the Good Finance credit faster is an urgent need.

How to pay the Good Finance credit faster, effortlessly?

How to pay the Good Finance credit faster, effortlessly?

Avoid blackberry

This may seem obvious, but it is not. The Good Finance does not stand out for being punctual in its notifications to its debtors, and that lack of pressure usually causes many holders to let months go by without paying. And that only adds interest, penalties and can make you lose your home.

Pay on time

If for two years you do not incur defaults, you automatically get to pay the Good Finance credit faster , as you enter a program that rewards that punctuality: “Good Finance Rewards” deducts you the last monthly payment.

Amortized

One of the most effective ways to pay the fastest Good Finance credit is to pay monthly payments in advance. Although each monthly payment is deducted from your payroll, you can contribute capital payments, without penalties, and this significantly reduces the amount of your debt and interest. Experts recommend paying a month and a half in advance each year .

Pay in advance about benefits

Pay in advance about benefits

You can use part of your bonus or profits to amortize capital without penalty.

Settle the total balance

Whether you have extra money or have access to personal credit, you can pay the entire outstanding balance. However, you should know that there are no discounts for using this method to pay the Good Finance credit faster .

The best option: Transfer your Mortgage Credit

The best option: Transfer your Mortgage Credit

If you have a good credit bureau, you can pass your mortgage credit to another bank with better conditions. This operation is known as “mortgage transfer” or “mortgage improvement.” Basically consisting of a bank for your debt with Good Finance, and you have a new mortgage loan with that bank.

The amount of the debt you owe to date is passed to the new bank, with a lower interest rate.

There are many clients that we have advised and have managed to pay less mortgage interest.

Leave a Reply

Your email address will not be published. Required fields are marked *